Does it really matter when you file
With hundreds of filing options, it's possible to stagger filing dates if your are married to increase your future benefits.
Benefits Can Add Up Fast
You may be entitled to spousal benefits, even if you're divorced, widowed or married. Utilizing the spousal benefit could add tens of thousands in lifetime benefits.
A spouse has many options
It's estimated that 70% file for benefits prior to full retirement age. In some cases its a good choice, in others it could be catastrophic. See for yourself.